As people earn more money, they are tempted to upgrade their lifestyle. That’s to be expected. After all, they have more income at their disposal. Buying a new home, a more expensive car, and vacationing at luxurious destinations are no longer dreams. All of this is possible, thanks to a bigger paycheck, higher business income, a well-deserved … Read more
Have you ever gone swimming in the ocean and had a huge wave take you down, leaving you seconds to catch your breath before another wave crashed into you? That’s what being in debt can sometimes feel like. When in debt, you are: Constantly playing catch up on past-due bills. Filtering calls from debt collectors … Read more
We’ve all been there. You see something in a store you want and get a momentary thrill as you consider buying it. You can’t wait to get home with your new item and try it out. You may even consider all of the positive changes it could make in your life. But this is not … Read more
Making decisions is a part of life. Some decisions are tough… some are simple. Some are made spontaneously… while others require a great deal of thought. Common decisions we all face include: Which college to attend, if at all Which job to take Which person to marry Whether or not to have children Where to … Read more
When you think about someone who lives a frugal lifestyle, does your mind automatically picture someone who is putting tight restraints on their spending, and therefore missing out on some things that you believe make life so wonderful? Well…yes and no. Living frugally simply means that you’re intentional with how you spend your money. You’re … Read more